The Yard Desk

Insurance guidance for the building supply trade.

Real answers on fire exposure, product liability, inland marine, fleet, and work comp — written by people who write dealer programs every day.

Featured

Why Fire Is the #1 Exposure for Lumber Yards — And How to Insure It

Lumber yards face catastrophic fire risk due to dry wood inventory. Learn what coverage you need and how specialty policies price it differently.

Property InsuranceJune 17, 20266 min read

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Liability Insurance

The Hidden Product Liability Gap for Building Material Dealers

Many dealers assume the manufacturer's insurance covers product claims. It doesn't. Here's the product liability gap dealers need to close.

Jun 10, 20266 min read

Inland Marine

Inland Marine Coverage for Material Dealers with Delivery Operations

If your building supply business delivers materials, standard property insurance leaves a dangerous coverage gap. Inland marine fills it.

Jun 3, 20266 min read

Coverage Guides

What Insurance Does a Lumber Yard Need? Complete Coverage Checklist

From general liability to equipment breakdown, here's the complete insurance checklist for lumber yards and building material dealers.

May 27, 20267 min read

Equipment Insurance

Equipment Breakdown vs. Property Insurance: Why Your Policy Won't Cover That Compressor

Building material dealers often discover too late that property insurance excludes mechanical breakdown. Equipment breakdown coverage fills this costly gap.

May 20, 20266 min read

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